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@thisisndudi 1 / 9
💜 1:1 Money Session

Let's figure out
your money plan.

In the next 60 minutes, we'll look at where you actually are, what's been holding you back, and build a plan that makes sense for your life — right now.

@thisisndudi 2 / 9

Our Session

Here's what we'll cover today

🧠 Phase 01 Your money story & mindset 0 – 15 min
📊 Phase 02 The financial audit 15 – 30 min
⚖️ Phase 03 Save, invest, or both? 30 – 40 min
📈 Phase 04 Investing 101 for you 40 – 50 min
📝 Phase 05 Your action plan 50 – 58 min
🎯 Phase 06 Next steps & close 58 – 60 min
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Phase 01 · 0–15 min

Let's start with your money story

Before we look at numbers, let's understand where you're coming from.

"How was money talked about growing up?"
"When you think about money right now — what's the first feeling that comes up?"
"What do you think has held you back from getting this sorted?"
"What does financial freedom actually look like for you?"
@thisisndudi 4 / 9

Phase 02 · 15–30 min

The honest numbers

💰
Monthly income
What lands in your account each month?
🏠
Fixed costs
Rent, bills, subscriptions — what's non-negotiable?
🛒
Variable spend
Food, going out, lifestyle — rough monthly?
🏦
Current savings
Do you have savings? Where is it sitting?
💳
Debt
Any credit card, loan, or buy-now-pay-later?
📈
Investments
Any pension, stocks, or anything invested?
@thisisndudi 5 / 9

Phase 03 · 30–40 min

Save, invest, or both?

Based on where you are, here's what makes sense.

🏦 No emergency fund yet
Save first. Build 3 months of expenses before you invest anything.
💳 High-interest debt (>7%)
Pay it down first. Debt at 20% beats any investment return.
✅ Emergency fund done, no bad debt
Start investing now. Even €50/month compounds over time.
🤔 Somewhere in between
Split strategy — save X and invest Y each month simultaneously.
@thisisndudi 6 / 9

Phase 04 · 40–50 min

Investing 101

🌱

The core idea

Investing is putting your money to work so it grows while you sleep. The earlier you start, the more time does the heavy lifting.

📊

What to invest in

Start simple: low-cost index funds & ETFs. Diversified, beginner-friendly, and proven over time.

VWRL S&P 500 ETF Lifecycle Fund
🏦

Platforms for you

🇪🇺 Europe:

Trading 212 Trade Republic Revolut Scalable Capital

🇳🇬 Nigeria:

Bamboo Risevest Chaka

💡 The golden rule: Start with what you won't need to touch for at least 5 years. Time in the market beats timing the market.

@thisisndudi 7 / 9

Phase 05 · 50–58 min

Your action plan

Write your 3 commitments below — be specific.

1
By this date
I will
2
By this date
I will
3
By this date
I will
@thisisndudi 8 / 9

Phase 06 · 58–60 min

You've got this. 💜

You've already done the hardest part — you showed up and told the truth about your money. Everything else is just action.

📩

I'll send you your action plan summary within 24 hours.

📅

Book a follow-up session whenever you need a check-in.

💬

Any questions as you get started — you know where to find me.

@thisisndudi · thisisndudi.com

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Keep going

Resources to continue your journey

📚
Books
The Psychology of Money
Morgan Housel
I Will Teach You to Be Rich
Ramit Sethi
The Little Book of Common Sense Investing
John Bogle
Your Money or Your Life
Vicki Robin
🎙️
Podcasts & YouTube
🌐
Websites & Tools